Nh Motorcycle Insurance Laws

NH Motorcycle Insurance Laws

by

Jeremy Clearwater

If you live in New Hampshire, motorcycle insurance coverage is required if you intend to ride within the law on the street. In fact, having your motorcycle covered with insurance is obligatory in every state except Montana, Washington, and Florida. You have several distinct types of insurance policies you can pick. It’s best to discuss these coverages with your insurance agent. You want to find a policy that fits your financial situation, the laws in your area, and your particular bike and riding style.

NH Liability Insurance Minimum Requirements

Liability coverage is the type of motorcycle insurance you must carry. Liability covers you money wise if you are judged to be culpable for personal injuries or damages to a 3rd party. While you may not think a motorbike could result in much injury, you could be surprised.

New Hampshire has laws outlining the minimum level of maximum liability coverage you must maintain. More often than not, you might find these liability coverages displayed as 3 dollar figures, similar to $25,000/$50,000/$25,000. The initial couple of numbers are minimum thresholds for personal injury liability. The first is for just one person in an accident, the next for all individuals put together. The final figure is damage to property liability.

NH Uninsured Driver Insurance

Coverage against uninsured drivers is strongly recommended for bikers. Why? Because nearly a sizable proportion of motorists – up to 25 percent in certain states – hasn’t got insurance. Since car or truck drivers are oftentimes responsible in crashes with motorbikes, it can be vital to safeguard oneself on a financial basis. This is as true for scooter insurance as for motorcycle insurance.

Although increased coverage will raise your New Hampshire motorcycle insurance charges, it could well be truly worth the extra price tag – particularly in the event of any sort of accident.

Jeremy Clearwater is an online journalist and riding enthusiast. He is an expert in the areas of

NH motorcycle insurance

and

scooter insurance

.

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NH Motorcycle Insurance Laws